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Privacy Policy

We value your trust and respect your privacy. We exist to support small business owners like you by offering a fast and easy way for you to manage your business finances.

We believe the only good policy is one you can understand without a lawyer by your side, so we’ve worked hard to explain—clearly and in plain English—what we do, what information we collect, and why, so you can feel confident about using Peach Acca.

If anything, here is unclear, please reach out to us. We sincerely hope this update helps you better understand our privacy practices, what you’re consenting to, and how we operate. Thank you for joining the peach Acca community!

 

A. SCOPE

Our products and services are offered by Peach Acca. or by companies related by common ownership or control, including, Peach Acca. (Collectively, “Peach Acca,” “we,” “us,” or “our”).

This privacy policy applies to:

  • peachacca.com and its subdomains (the “Site”);
  • our mobile apps that incorporate this privacy policy; and
  • products and services branded with the Peach Acca name (“Services”).

Special Note to Parents: Because of the nature of the services we provide, we do not market our services to or knowingly collect information from children under the age of 13.

“Personal Information,” means information about an identifiable individual. That’s what this policy is about – our collection, protection, use, retention, disclosure and other processing of Personal Information and your rights relating to these activities. Specifically, we collect the following categories of personal information:

  • Contact Information (e.g., name, phone number, address, and email address);
  • Social Insurance Number or Social Security Number, and other government identification numbers (e.g., Driver’s License Number);
  • Date of Birth;
  • Financial Information (e.g., income, revenue, assets, credits, deductions, expenses, and bank account information);
  • Payment Data (e.g., bank account, debit and credit card account numbers, balances and payment history);
  • Health Information (e.g., health insurance status and financial information related to payment for healthcare services);
  • Geo-Location Information;
  • Website, Mobile Application, and Email Usage Data (e.g., interactions with a website, application or advertisement);
  • Device Information (e.g., internet protocol (IP) address, device type, unique identifier, app version, operating system, network data, and phone state);
  • Login Information;
  • Demographic Information;
  • Professional or employment-related information; and
  • Education information.

We use Personal Information in order to provide you and your business with the Services. Our Privacy Policy is based on the following 10 fair information principles:

  1. Accountability
  2. Identifying purposes
  3. Consent
  4. Limiting collection
  5. Limiting use, disclosure, and retention
  6. Accuracy
  7. Safeguards
  8. Openness
  9. Individual access
  10. How to challenge any of these principles
Accountability and Challenging
Compliance

Peach Acca has named a Privacy Officer who is responsible for all things privacy at Peach Acca. This includes our policies and procedures that are designed to keep your information safe. If you have any questions about our privacy practices or this policy, you can contact us at:

law@peachacca.com

2. Identifying Purposes

Peach Acca collects, uses, discloses, and otherwise manages Personal Information in a variety of ways related to our Site and the Services we provide. We’ve outlined these below. Your use of the Services determines which information we collect and use. For example, payroll information is optional, unless you’d like to use Peach Acca Payroll to run payrolls, at which point we will need to collect payroll information in order to provide you with this service. Similarly, when you create an invoice, your customer’s email is optional, but if you’d like us to deliver the invoice by email, this information becomes necessary.

Peach Acca may collect, use, or store Personal Information for the purposes described below.

  • In order to provide you with the Services you request, which may include the following:
    • We collect information directly from you when you use or interact with our Site or our Services. This Personal Information may relate to you, your employees, or individuals you interact with.
    • We may also collect information from third parties when you connect your Peach Acca account to them. These integrations may pull data into or share data out of Peach Acca. In some cases, we use a service provider to connect you to a third-party service (e.g., when you connect a bank account to Peach Acca). When you connect your Peach Acca account with a third-party service, their terms and policies apply.
    • We may also collect your name and email address from third parties when you sign up and login to our Site using single sign-on (SSO).
  • Our Site or Services may offer publicly accessible blogs or community forums. You should be aware that any information you provide in these areas may be read, collected, and used by others who access them. To request removal of your Personal Information from our blog or community forum, you may contact us by emailing us at peachacca.com.In some cases, we may not be able to remove your personal information, in which case we will let you know if we are unable to do so and why.
  • To promote or offer you Services, and to determine your eligibility for new products and services we may offer from time to time.
  • To offer you Products and Services from our Business Partners.
  • To provide you with educational materials and guides relevant to the Services you use.
  • To contact you for the purposes of Service updates, and system and account notifications.
  • To provide you with support in connection with the Services.
  • We collect information and usage data whenever you interact with us, whether online, through a mobile application, or through an email. This data may include which websites you visit, what you click on, and when you performed those actions. These activities may be performed by us or a service provider acting on our behalf.

We do not sell your Personal Information to other companies.

How we Disclose Information.

We may disclose your information as permitted by law or with your consent to other Peach Acca companies, our affiliates, or to third parties with whom we have a written contract limiting the use and disclosure of your information. We may share your information to support the products and services you request or provide you information on products and services that may benefit you.

For example:

  • Peach Acca Companies and Our Other Affiliates, including H&R Block.We may provide information to companies related by common ownership or control. These companies may use this information to support the products and services you request or market additional products and services to you.
  • Business Partners.We work closely with a variety of business partners that are not Peach Acca companies. We may offer products jointly with our business partners. We may share information that is related to such transactions with that business partner. We require all business partners to have written agreements with us that require them to safeguard your information and prohibit them from selling, retaining, using, or disclosing your personal information for any purpose other than for the specific purpose of performing the contract.
  • Service Providers.We may transfer (or otherwise make available) your personal information to third parties who provide services on our behalf. We have written agreements with our service providers that require them to utilize appropriate physical, technical, and administrative controls to protect personal information and prevent them from using personal information for any purpose other than performing the service they provide. For example, we may use service providers to host our website and to process payments. Your Personal Information may be maintained and processed by these third parties in other jurisdictions. We use service providers in Canada and the United States. When your information is in another jurisdiction, it will be subject to their laws. We only share the information these service providers need to perform the service and we don’t authorize them for any other use or disclosure of personal information.
  • Persons Who Acquire Our Assets or Business.If we sell or transfer any of our business or assets (including insolvency or bankruptcy proceedings), certain information about our clients may be a part of that sale or transfer. In the event such sale or transfer results in a material change to this Privacy Notice, we will notify you. The notification procedure will be the same as the procedure we use to notify you of a change to this Privacy Notice as described below.
  • Responses to Legal Requests.We may disclose your information when we have a good faith belief that such disclosure is required or permitted by law pursuant to a legal request. This may occur in connection with a court order, legal process, or other judicial, administrative or investigative proceeding that produces a request for information from us. In certain situations, we may be required to disclose your information in response to lawful requests by public authorities, including to meet national security or law enforcement requirements.
  • Protection of Wave and Others.We may disclose your information when we believe that disclosure is necessary to protect either your or our rights and safety. We may disclose your information to federal, state, provincial, or local officials in order to, and only to the extent necessary, inform the official of activities that may constitute, or may have constituted, a violation of any criminal law or to assist the official in investigating or prosecuting a violation of criminal law.
  • Aggregate Data. We may disclose aggregate information compiled using information that does not identify you individually or personally. This may include, for example, the total number of visitors from a particular geographic area or the average user age.
 3. Consent
Submitting the Personal Information of Others

You may also choose to refer someone to our Site or through one of our referral programs. We may ask for that person’s name and contact information, including email address. We will send them a single invitation email to the address you provide. Please ensure that you only submit email addresses of individuals or businesses with whom you have a relationship and who would want to receive the message.

 
Closing your Peach Acca Account

At any time and without penalty, you can close your Peach Acca account and stop using our Services. Please ensure you complete the account closure process which includes a confirmation email. Otherwise, your account may not be closed.

Email and Communications Consent

At any time, you can opt-out of commercial email communications from us by clicking on the unsubscribe link in such emails, or via the Email Preferences settings in your account. Certain non-commercial communications may still be sent to you that are required to provide you with our Services. For example, these include system notifications, major product changes, changes to our Terms of Use, or other news that we believe will materially affect how you interact with Peach Acca.

The only way to completely stop all emails from Peach Acca is to close your account as outlined above.

4. Limiting Collection

Peach Acca only collects the Personal Information necessary to provide the Services to you. The Services you use will determine which information Peach Acca collects. We’ll also provide you the option of sharing additional information to enhance your Peach Acca experience.

Peach Acca may also use third-party services to supplement or enrich our understanding of our customers. This includes cross-referencing information like a name, business name, email address, or IP address in third-party databases and using the information there to improve our understanding of you and your business.

Some of the Services allow you to provide access to your Peach Acca account to other authorized users, which we call “guest collaborators”. Guest collaborators have access to information in your Peach Acca account, including Personal Information, and may perform various tasks on your behalf. You take full responsibility for any collection, use or disclosure of your Personal Information by your guest collaborator(s).

5. Limiting Use, Disclosure and Retention

We will use and disclose your Personal Information as described in this Privacy Policy. We will retain your information for the period necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required by law or regulation. To be clear, that means we’ll retain your Personal Information while you have an active account, and afterward if we need to do so to meet our legal obligations. If you choose to close your Peach Acca account, we will destroy your Personal Information within 60 days unless we are otherwise legally obliged to keep it longer consistent with our retention policies or if we determine it is necessary to defend against legal claims.

6. Accuracy

Peach Acca relies on you to provide us with information that is accurate and complete. We provide you the mechanisms and rely on you to keep your information up to date. You can request updates or corrections of any inaccuracies in your Personal Information at any time by contacting us at the contact information listed in the policy. We will respond to your request within a reasonable timeframe.

7. Safeguards

You are also responsible for helping to protect the security of your Personal Information. For instance, never give out your email account information or your password for the Services to third parties. Our team will never request your password or PIN, and we ask that you never post account or credit card numbers to our support channels.

8. Openness

This policy outlines our privacy practices. If you have questions about it, please contact our Privacy Officer at law@peachacca.com

9. Individual Access

You may access, update, and correct inaccuracies in the Personal Information in our custody or control at any time, subject to limited exceptions prescribed by law. You can download or export data you input into the Site at any time. To correct inaccuracies, simply log in to your account and make the necessary changes.

B. ADDITIONAL DETAILS
1. Public Content and social media

You may engage with us, and may use cookies to enable the site to function properly. We may use this information to personalize your experience and to provide you with other products or services you may request.

2. Additional Information on Service Providers

We may use service providers to verify bank account information you provide to us in providing our Services to you.

3. California Consumer Privacy Act

If you live in California, you may have the following rights over your information:

  • For the period covering the 12 months preceding your request, you may request that we disclose to you the categories and specific pieces of information collected about you, the categories of sources from which we collected that information, and the purposes for which your information was collected.
  • You may also request that we delete information we collected from you.
  • You have the right not to be discriminated against for exercising your rights over your information.

As stated above, we do not sell your personal information.

4. General Data Protection Regulation

We have updated documentation, internal policies and procedures, and agreements to align with GDPR requirements applicable to us.

You should consult with your legal professional to understand your GDPR compliance obligations. If you are deemed a data controller, you are responsible for ensuring that you have a legitimate basis for the collection, processing, and transfer of the personal data you input into our Services. By using our Services, you represent to us that you have met your GDPR compliance obligations.

If you access our Services from the European Union, you may have certain rights regarding the processing of your personal information. For instance, if the information you provide contains special categories of personal data, we will only process it with your explicit consent, which can be withdrawn at any time. You may have the following additional rights:

  • You have the right to access and correct your information.
  • You have the right to obtain erasure of your information, object to, or restrict processing activities related to your information, or withdraw your consent to the processing of your information after you have provided it.
  • You have the right to obtain a copy of your information in a structured, commonly used, machine readable format.
  • You have the right to lodge a complaint with your local supervisory authority regarding our processing of your information.
5. Visiting the Site and Using the Mobile Apps

In general, you can visit the Site without telling us who you are or submitting any Personal Information. However, we and/or our service providers (such as Google Analytics) collect IP (Internet protocol) addresses from all visitors to the Site and other related information such as page requests, browser type, operating system, and average time spent on our Site. When you use any of our mobile apps, we also collect device type, operating system, unique device identifier, and date and time stamp. This information is used to help us understand the activity on, and to monitor and improve, our Site and mobile apps.

6. Cookies, Tags, and Web Beacons

We treat the personal information of everyone who comes to our Site in accordance with this Privacy Policy, whatever their “do not track” setting. While we do not respond to web browser “do not track” signals, we give you choices about receiving promotional offers. You can exercise your choices as described in this Privacy Policy.

Technologies such as cookies, web beacons, tags, and scripts are used by Peach Acca, our advertising and analytics service providers (such as Google analytics), and affiliates to analyze usage trends, administer the Site, and to gather demographic information about our user base as a whole.

A cookie is a small piece of data that our Site can send to your browser, which may then be stored on your device so we can recognize you when you return. We use cookies for session tracking to make it possible to navigate the secure environment inside our Site. These cookies (1) may let us know who you are, (2) are necessary to access your account, and (3) will give us information that we can use to personalize our Site according to your preferences. You can control the use of cookies in your browser. If you disable cookies, you will not be able to access your account or take advantage of all of the features of the Site and mobile apps.

7. Notification of Privacy Policy Changes

We may update this privacy policy to reflect changes to our information practices. If we make any material changes, we will notify you by email (sent to the email address specified in your account) or by means of a notice on our website prior to the change becoming effective. We encourage you to periodically review our Privacy Policy for the latest information on our privacy practices.

8. Updating or Deleting your Information

You may update or delete your information through your Peach Acca account. We may maintain a copy of the information in our records. Additionally, if you request, we permanently delete your account or information, we may still retain and use your information as necessary to comply with our legal obligations.